Building and Contents Coverage - Our policy covers your building, your personal property, outdoor fixtures, service equipment, tenants' improvements and betterments. This coverage is provided on a Replacement Cost Basis. Building coverage can also be written on an Actual Cash Value Basis as an option.
Business Income - Provides loss of income you incur, not subject to any limits of insurance, for damage or destruction of your building or personal property.
Seasonal Increases - Your business personal property limit will automatically increase 25% to provide for seasonal increases.
Automatic Increases - Your building limit will be increased 6% annually to account for inflationary trends.
Increased Business Liability Limits - We offer limits of $300,000, $500,000 or $1,000,000 per occurrence.
Business Liability of Additional Insured - Persons or firms leasing premises or equipment to you can be included as an additional insured.
Exterior Grade Floor Glass - Covers damage or destruction to all exterior grade floor glass including the cost of temporary repair and breakage.
Outdoor Signs - Covers direct physical loss of, or damage to, an outdoor sign.
Employee Dishonesty - Covers loss of money and business personal property caused by dishonest acts of employees.
Non-Owned and Hired Car Auto Liability - Covers claims made against you for accidents involving employees or others who use their cars for your business and cars hired by you or your employees in the course of your business.
Plus Many Other Options
Lititz Mutual is highly regarded for it's financial strength with over 100 years of quality service to its agents and policyholders. Our office is staffed by professionals who will provide caring and prompt service. Your agent is also a professional who can give you complete details on the Lititz Businessowners Policy. He is in a position to customize coverages to fit your business needs. We'll wrap it in one single policy at a reasonable price.
The above represents a general description of coverages. Consult the form for exact terms and conditions.
