In today's world million dollar lawsuits are an economic reality. A homeowner's guest slips and falls. A driver loses control, sliding headlong into an oncoming car. A boater is found to have caused another to capsize. Bodily injury and Property Damage Liability. Sometimes conventional Liability policies fall short.

Personal Umbrella Liability

Lititz Mutual's PUP - Personal Umbrella Policy - can add an extra margin of insurance protection. Coverage is designed to provide catastrophe Liability protection in excess of a sound primary insurance program.

Special Coverage, Special Needs

• Automobiles, Watercraft, Recreational Vehicle, and Personal Liability protection applies anywhere, World-Wide.
• Coverage For Additional Hazards, Policy coverage involving Personal Injury (such as libel, slander, wrongful eviction) and Property Damage Liability which may not be covered by primary insurance applies with a nominal Self-Insured Retention.
• Defense Costs. Additional coverage for lawsuits perhaps not covered by primary insurance.
• Other Coverage. Expense costs, premiums on required bonds, prejudgment or accrued interest.

The above represents a general description of Coverages. Consult the Endorsement for exact terms and conditions.